Joel Grams CRPC, CLTC

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Living

Do You Need to Catch Up on Retirement? (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
May 7, 2013

What's the best thing about hitting the big 5-0? Retirement is getting closer. What's the next best thing? You can save more money!

Patch's House & Home

Federal Austerity May Trickle Down (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
Apr 22, 2013

While the impact is not likely to be immediate or particularly widespread, federal austerity—sequester-related and otherwise—could affect state and local governments.

Patch's House & Home

Understanding the Slip in Savings (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
Apr 3, 2013

The savings rate in January declined to 2.4%, its lowest level since 2007 and the 9th lowest savings rate recorded since 1946.

Real Estate

Will Housing Highs Continue? (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
Mar 25, 2013

Housing starts surged in December to their highest level since the middle of 2008.

Living

Sandwiched Between Financial Burdens (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
Mar 4, 2013

You may be familiar with Generation X or Y, but have you heard of the Sandwich Generation?

Funding Treasuries (in Avon-Avon Lake Patch)

Joel Grams CRPC, CLTC
Mar 1, 2013

The US Federal Reserve is still buying $45 billion worth of Treasuries each month and will likely continue to do so at least through the middle of this year.